2027, Investment Alternatives through Asset Allocation

Due to the government's strong stance on regulating multi-home owners, many investors are selling their homes. This policy change goes beyond simple regulation and affects the overall investment environment. In particular, it is pointed out that when a downturn or unpredictable external shock occurs, a portfolio concentrated only in real estate can be exposed to great risk. Accordingly, an asset allocation strategy that diversifies across various assets rather than being limited to real estate plays a key role in achieving stable and steady returns.

A forecast has emerged that 2027 will be a time when the flow of money diverges significantly. Currently, Korea's broad money supply (M2) has increased to an all-time high, the national budget has surpassed 900 trillion won, and global liquidity is also expanding. However, as liquidity increases and interest rates rise simultaneously, a complex market environment is forming in which places where money is blocked coexist. It becomes important to predict and respond to the flow of asset markets, which change like flowing water.

Unlike the past, the return on real estate investment has faced realistic limits. For example, if 4 billion won is invested in a Gangnam apartment and it rises by 400 million won, that corresponds to a 10% return. However, as loans become difficult due to regulations on multi-home owners, actual returns relative to investment decrease significantly. Considering various taxes such as acquisition tax, the real return is even lower, suggesting that real estate is no longer the only correct answer for investment.

It is pointed out that if individual investors cling to only one asset, there is a high risk of standing still. Therefore, only by quickly reading the market flow and riding the stream in which assets multiply through appropriate choices can one move forward smoothly.

This phenomenon is analyzed as the result of accumulated supply shortages and past government policy mistakes. The government maintains a stance of minimizing loans and guiding end-users to own one home, making it even more difficult for those without homes to enter the market.

As the government regulates borrowing against future income to invest, those without homes fall into a dilemma where they have no choice but to make the minimum choice for housing stability rather than considering investment value. Ultimately, this leads to the result of individuals' investment choices being restricted.

They maintain sufficient trust in the stock market and show high interest in emerging virtual assets such as Bitcoin. They are employing diversified investment strategies that do not focus only on real estate, such as selling ultra-high-priced apartments, buying mid-priced apartments, and allocating the remaining assets elsewhere.

Multi-home owners continuously sell homes to secure cash and use it to expand the proportion of financial assets and coins. This asset allocation strategy contributes to increasing portfolio stability so that it can flexibly respond not only in bull markets but also in bear or sideways markets.

In today's complex investment market, it is realistically difficult for individuals to study every field themselves. Therefore, to increase the probability of investment success, it was suggested that it is important to leverage the investment views and outlooks of capable experts who have invested their own time to delve deeply into a field. Using others' time, skills, and experience as leverage to make investment decisions is a way for individual investors to respond wisely in the era of information overload.

This event aims to present concrete investment destinations to investors by bringing together top experts in each field such as real estate, stocks, ETFs, and taxes. It was planned with the intention that in an era when it is difficult for individual investors to learn all information on their own as in the past, they must now set the direction of investment through 'picks' selected by experts. In particular, sensitive and specific investment information that is difficult to cover in public environments such as YouTube will be addressed.

It means finding other investment alternatives that can generate returns equal to or greater than those who profit from real estate. '2027 Money Pick Festa' will consist of lectures that provide a clear 'model answer' for investment in 2027 to achieve this goal. The main goal of this event is to strengthen the ability to respond to downturns by utilizing various asset classes.