Monthly Dividend Strategies Including Samsung/SK Group Stock ETFs

A forecast suggests that the demand for some cybersecurity companies will surge due to the proliferation of AI agents. Indeed, these companies are confirming the benefits of AI expansion by recording double-digit revenue growth. In particular, improving subscription service metrics are supporting solid performance.

Recently, gold prices have fallen due to profit-taking, while cryptocurrencies, which had risen with gold, have shown a decoupling. Analysis suggests that gold and cryptocurrencies do not always move in the same direction, and there is no clear correlation coefficient indicator between the two assets.

While there is speculation that the US government could benefit from the bond market if the bill passes, its specific contents and details are expected to significantly influence the final outcome. Continued attention to related developments is necessary.

This is a strategic investment product aimed at benefiting simultaneously from changes in the governance structure and shareholder return policies of both Samsung and SK groups, reflecting the strengthened nature of key domestic strategic industries.

Dividends were explained as a stable investment method that provides consistent cash payments regardless of stock price fluctuations. This was likened to receiving a parking fee simply by leaving a car in a parking lot, generating cash flow without active involvement, emphasizing the intrinsic value of income investing.

This difference stems from variations in corporate culture and shareholder return policies in each market, affecting investment characteristics.

Conservative investors can consider a strategy that primarily uses dividend growth ETFs like 'TIGER US Dividend Dow Jones,' supplemented by 'US High Dividend Active' ETFs, and includes some covered calls and domestic high-dividend stocks. Aggressive investors can use a strategy that includes Nasdaq-based covered calls and special dividend stocks to maximize income.

Investors can pre-check how much dividend they can receive at what dividend rate by forming a certain portfolio based on their investment amount, thereby planning their investments.

Investment solely for entertainment can ultimately lead to emptiness, and systematic portfolio construction is the starting point for becoming a true asset owner. The position is that one should not forget the fundamental goal of investment and focus on steadily growing assets.

Specifically, dividends between 20 million won and 300 million won are taxed at 20%, between 300 million won and 5 billion won at 25%, and above 5 billion won at 30%. This provides significant tax savings, especially advantageous when investing in companies with a dividend payout ratio of 40% or more, or those with a payout ratio of 25% or more and a dividend increase of 10%.

By going to the 'Corporate Value-up Information' tab on the left side of the homepage, one can view a list of companies disclosed as 'high-dividend companies,' and those listed are eligible for the tax benefits.

Previously, it was not mandatory to cancel treasury shares after buying them back, but now, newly acquired treasury shares must be cancelled unless there is a specific reason or shareholder approval. This is expected to bring significant changes to how companies utilize treasury shares and positively impact shareholder value enhancement.

Coca-Cola has established itself as a representative dividend stock by paying continuous dividends for over 50 years, while Apple has steadily increased its per-share value through aggressive share buybacks and cancellations since 2012. However, it was also noted that simple dividend payments or share buybacks do not guarantee an unconditional increase in stock price.

A warning was issued that a high dividend yield does not necessarily mean a good investment. Since dividend yield is calculated by dividing dividends by stock price, if a company's performance deteriorates and its stock price falls significantly, the dividend yield may appear higher even if the dividend amount remains the same, creating an illusion. There is a high risk of falling into this trap and getting unexpected returns, especially if investing solely based on past dividends. Investors should not be swayed by high dividend yields but rather consider the company's fundamentals and future growth potential comprehensively. It is important to remember that investing solely based on high past dividend yields could lead to losses due to a decline in the company's intrinsic value.

In Korea, various dividend ETFs such as 'PLUS High Dividend,' 'SOL Korea High Dividend,' and 'KODEX High Dividend' are listed, and ETFs that approach from a total shareholder return perspective are also actively being launched. While these ETFs may not receive separate dividend taxation benefits, they can still be effective investment tools by enjoying tax benefits through ISA accounts or pension accounts.

Warren Buffett is known to prefer increasing dividends and values buying back shares at appropriate prices. This reflects his investment philosophy that a company's intrinsic value can be maximized through sharing profits with shareholders and proper capital reallocation. Therefore, the position was presented that companies that combine growth and investment are more valuable in the long term than those that merely emphasize shareholder return policies.